THE COLOR OF MONEY: How I lost my perfect 850 credit score ‘ and, how I got it back

If you’ve got a high score, you feel pretty good about yourself. It’s seen as a sign that you’re an excellent money manager.

There are a number of different credit-scoring models. The best known and most widely used is FICO, which rates consumers on a scale of 300 to 850. The higher your score, the better borrower you’re considered to be.

Earlier this year, I got to the scoring version of Mount Everest: I achieved a perfect 850 on two different scoring models, both produced by FICO.

Only 1.5 percent of scorable U.S. consumers earned an 850 as of April this year, according to Ethan Dornhelm, vice president of scores and predictive analytics at FICO.

  • Publisher: The Pottstown Mercury
  • Twitter: @mercuryx
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This may worth something:

THE COLOR OF MONEY: Here’s what I won’t do for a discount

We’ve become a nation of discount hunters. Sale signs have become like a drug. We can’t resist the high from snagging a sale item.

Further on.

But, of course, John Hancock makes more money when people live longer, because they keep making payments on their premiums. Yet there are also benefits to customers who live healthier lives’ including lower health care costs.

All policies will come with a basic level called “Vitality GO” at no additional cost. If they choose to, customers can log their healthy activities through an app or website. At this level, people have access to fitness and nutritional resources and can set up personalized health goals. They can earn points toward various discounts, the company said.

  • Publisher: The Times Herald
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U.S. student loan debt reaches a staggering $1.53 trillion.

Perspective Interpretation of the news based on evidence, including data, as well as anticipating how events might unfold based on past events

With the increase in student debt, we can’t keep ignoring the long-term effects it’s having on people’s ability to build wealth.

For the second quarter of 2018, outstanding student loans hit $1.53 trillion, according to the Federal Reserve.

This won’t come as a surprise to the many people struggling to handle their school loans. Burdened by monthly payments, many say they can’t afford to buy a home.

NeighborWorks America recently released its national housing survey. A key finding was how significantly student loans have affected homeownership.

3 things to know about claiming Social Security at 62

Your Social Security benefits are based on your earnings during your top 35 working years. Once your full monthly benefit is calculated, you’ll be eligible to collect it upon reaching full retirement age (FRA). That age is a function of your year of birth, and it’s either 66, 67, or 66 and a certain number of months. However, you don’t have to wait until FRA to file for Social Security. In fact, you can start taking benefits as early as 62. Here are a few things you should know, however, if you’re going to go that route.

Standing in revolution: Laure McElroy joined the ancestors BlackAugust 31, 2018

walking into stolen land spaceships, tripping up colonizer liars lifting up poverty skolaz everywhere

Living, manifesting ‘ Always with calm hands Having trouble going on without you sisSTAR laure almost too hard to hold this loss, too hard to stand ‘

‘You were right, Tiny. Interdependence does work for us poor mamas.’ My revolutionary poet, fellow welfareQUEEN at POOR Magazine and co-founder of Homefulness and KEXU radio Laure McElroy and I spoke quietly on the phone in the kind of intimacy befitting deep sister comrades like we were and had been for many years of deep struggle and deep resistance.

  • Publisher: San Francisco Bay View
  • Date: 2018-09-29T21:30:45+00:00
  • Twitter: @sfbayview
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(S:1) #1538998594


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